# Elon's WILD New Debit Card, Bilt's Big Backlash & Robinhood Platinum Is Misleading?! Page: https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/elon-s-wild-new-debit-card-bilt-s-big-backlash-robinhood-platinum-is-misleading Text version: https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/elon-s-wild-new-debit-card-bilt-s-big-backlash-robinhood-platinum-is-misleading.md Podcast: [MTM Travel - The Fun Side of Points & Travel!](https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388) Published: 2026-03-12T21:09:58+00:00 Episode link: https://milestomemories.libsyn.com/elons-wild-new-debit-card-bilts-big-backlash-robinhood-platinum-is-misleading Audio file: https://dts.podtrac.com/redirect.mp3/pscrb.fm/rss/p/traffic.libsyn.com/secure/milestomemories/MTM_Travel_Mar_12_26_audio.mp3?dest-id=1462559 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/mtm-travel-the-fun-side-of-points-travel-251388/episodes/elon-s-wild-new-debit-card-bilt-s-big-backlash-robinhood-platinum-is-misleading Duration seconds: 1475 ## Resource Thrifty Traveler Premium (affiliate — supports the show): https://milestomemories.com/go/thrifty-traveler/ Episode Description Elon Musk wants your money in the X app — and he's offering 6% APY plus 3% cash back on debit to get it. Meanwhile Bilt is having a rough week: mortgage payment failures, a hidden foreign transaction fee on their "no fee" Palladium card, and a PR mess that Forbes and the Wall Street Journal are now covering. Plus Robinhood Platinum advertises $3,000 in credits that most people will never fully use, and Marriott finally did something nice — raising the certificate top-off cap from 15K to 25K points. 0:00 Welcome to MTM Travel 0:26 Intro 0:40 Thrifty Traveler Premium 2:18 Robinhood Platinum breakdown 6:28 X Money debit card 10:31 Bilt 2.0 mortgage issues 12:56 Bilt Palladium hidden foreign fee 15:25 Marriott certificate top-off 17:27 Hyatt vs Marriott + hotel program strategy 19:35 Loyalty program illusions 22:14 Amazon pay with points promo Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com . You can subscribe on Apple Podcasts , Google Play , Spotify , TuneIn , Pocket Casts , or via RSS . Don't see your favorite podcast platform? Please let us know! ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/mtm-travel-the-fun-side-of-points-travel-251388/episodes/elon-s-wild-new-debit-card-bilt-s-big-backlash-robinhood-platinum-is-misleading/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/elon-s-wild-new-debit-card-bilt-s-big-backlash-robinhood-platinum-is-misleading.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.