# Declare Your Financial Independence! Page: https://stenobird.com/podcast/motley-fool-hidden-gems-investing-1015621/declare-your-financial-independence Text version: https://stenobird.com/podcast/motley-fool-hidden-gems-investing-1015621/declare-your-financial-independence.md Podcast: [Motley Fool Hidden Gems Investing](https://stenobird.com/podcast/motley-fool-hidden-gems-investing-1015621) Published: 2026-07-04T16:00:00+00:00 Episode link: https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/tracking.swap.fm/track/YfZO4tERxneauNcW9Fgn/mgln.ai/e/211/traffic.megaphone.fm/ARML4660289697.mp3 Audio file: https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/tracking.swap.fm/track/YfZO4tERxneauNcW9Fgn/mgln.ai/e/211/traffic.megaphone.fm/ARML4660289697.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/motley-fool-hidden-gems-investing-1015621/episodes/declare-your-financial-independence Duration seconds: 1316 ## Resource It’s the first Saturday of the month, which means it’s time for the next installment of our 2026 Financial Planning Challenge. Since it’s July 4th, we thought it fitting that this month we focus on financial independence – in other words, retirement. How do you know if your retirement plan is on track? And how will you know when you’re financially ready to bid adieu to the working world? Fools Robert Brokamp and Stephanie Marini discuss how to find the answers to those questions, including:-Common rules of thumb like the 50-30-20 rule and ye olde 4% rule (and why it should be 5%)-Age-based retirement savings benchmarks from financial-services firms-Free and premium calculators we use and recommend-Getting a professional second opinion from an experienced financial planner who charges by the hour or project (and where to find such a planner)Host: Robert Brokamp, CFP®, EAGuest: Stephanie Marini, CFP®, CRPC®Engineer: Bart Shannon Learn more about your ad choices. Visit megaphone.fm/adchoices ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/motley-fool-hidden-gems-investing-1015621/episodes/declare-your-financial-independence/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/motley-fool-hidden-gems-investing-1015621/declare-your-financial-independence.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.