# Tru Rate Update-Fed Rate Decision Could Save—or Sink—Your Mortgage Rate

Page: https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/tru-rate-update-fed-rate-decision-could-save-or-sink-your-mortgage-rate
Text version: https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/tru-rate-update-fed-rate-decision-could-save-or-sink-your-mortgage-rate.md
Podcast: [Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio](https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244)
Published: 2026-04-24T14:19:55+00:00
Episode link: https://audioboom.com/posts/8895069
Audio file: https://dts.podtrac.com/redirect.mp3/audioboom.com/posts/8895069.mp3?modified=1777040501&sid=5005820&source=rss
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Duration seconds: 677

## Resource

TRU Rate Update — Fed Rate Decision Could Save—or Sink—Your Mortgage Rate Watch here: https://youtu.be/WQLrrZ9eY8c Mortgage rates have improved recently — but next week’s Federal Reserve decision could determine whether that relief continues… or whether rates move higher again. In today’s episode, Dan Frio breaks down what the Fed is facing right now: ✅ Mortgage rates have pulled back ✅ Inflation is still running hotter than the Fed wants ✅ Jobs numbers remain strong ✅ GDP and the broader economy are holding up ✅ Oil prices and geopolitical risk are adding inflation pressure ✅ Homebuyers and homeowners are trying to decide whether to lock, float, buy, refinance, or wait The big question: Can the Fed help mortgage rates — or will sticky inflation force them to stay cautious? This matters if you are buying a home, refinancing, watching home prices, trying to time the market, or simply trying to understand why mortgage rates are not falling faster. CHAPTERS 00:00 Fed Decision Could Save—or Sink—Mortgage Rates 00:45 Why Next Week’s Fed Meeting Matters 02:10 Mortgage Rates Have Improved — But Is It Temporary? 03:30 Inflation Is Still the Fed’s Biggest Problem 05:00 Strong Jobs and GDP Keep Pressure on Rates 06:30 Oil Prices and Inflation Risk 08:00 Why a Strong Economy Can Hurt Mortgage Rates 09:45 What Homebuyers Should Watch Now 11:30 What Homeowners and Refinancers Should Do 13:00 Lock, Float, Wait, or Monitor? 14:30 Final Takeaway: Mortgage Rates Are Still Data-Dependent 15:30 Track Your Target Rate Automatically 🔗 NEXT STEPS 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask…

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