# The Rate Update Oil Prices Just Changed Your Mortgage Rate

Page: https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/the-rate-update-oil-prices-just-changed-your-mortgage-rate
Text version: https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/the-rate-update-oil-prices-just-changed-your-mortgage-rate.md
Podcast: [Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio](https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244)
Published: 2026-05-04T13:50:46+00:00
Episode link: https://audioboom.com/posts/8898874
Audio file: https://dts.podtrac.com/redirect.mp3/audioboom.com/posts/8898874.mp3?modified=1777903026&sid=5005820&source=rss
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JSON: https://stenobird.com/v1/public/podcasts/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/episodes/the-rate-update-oil-prices-just-changed-your-mortgage-rate
Duration seconds: 740

## Resource

🔗 NEXT STEPS 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact --- The Rate Update: Geopolitics, Oil, and Mortgage Reality Mortgage rates do not move in a vacuum. In today’s video, I break down how geopolitics, oil prices, inflation concerns, Treasury yields, and the bond market can affect what homebuyers and homeowners care about most: Can I still afford the house? Should I buy now or wait? Does refinancing still make sense? What happens to my monthly payment if rates move higher? With renewed concerns around Iran, oil prices, and global market volatility, the big question is whether these events could push inflation expectations higher — and whether that could put more pressure on the 10-Year Treasury yield and mortgage rates. This matters because even a small move in mortgage rates can change a buyer’s approval amount, monthly payment, refinance savings, and overall affordability. In this video: - Why oil prices matter to mortgage rates - How geopolitical risk can affect inflation expectations - Why the 10-Year Treasury yield matters for home loans - What homebuyers should watch before making an offer - What homeowners should consider before refinancing - Why this week’s economic data could move rates - The difference between headline fear and real mortgage math The goal is not to panic. The goal is to understand the connection between the headlines and your payment. CHAPTERS 0:00 — Geopolitics, Oil, and Mortgage Rates 0:42 — Why Iran and Oil Matter to Homebuyers 1:32 — Oil Prices, Inflation, and the Bond Market 2:25 — The 10-Yea…

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