# The Rate Update Live: Warsh Takes Over the Fed — What Happens to Mortgage Rates?

Page: https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/the-rate-update-live-warsh-takes-over-the-fed-what-happens-to-mortgage-rates
Text version: https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/the-rate-update-live-warsh-takes-over-the-fed-what-happens-to-mortgage-rates.md
Podcast: [Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio](https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244)
Published: 2026-05-14T14:45:53+00:00
Episode link: https://audioboom.com/posts/8903550
Audio file: https://dts.podtrac.com/redirect.mp3/audioboom.com/posts/8903550.mp3?modified=1778770087&sid=5005820&source=rss
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/episodes/the-rate-update-live-warsh-takes-over-the-fed-what-happens-to-mortgage-rates
Duration seconds: 1376

## Resource

Are you shopping for a mortgage rate the wrong way? Most homebuyers are told to “shop around” for mortgage rates — so they go to Bankrate, LendingTree, or other online rate sites, enter their information, compare teaser rates, and hope they’re getting the best deal. But the lowest advertised mortgage rate is not always the best mortgage deal. In this video, I take you behind the scenes and show how we compare your loan across 30+ lenders using one application and one credit pull — instead of sending your information all over the internet. We break down why mortgage rates vary based on credit score, down payment, income, loan program, property type, and whether you qualify for affordable mortgage programs. I also show examples comparing Conventional, FHA, and VA loan options so you can see why the “best rate” depends on your full financial picture — not just one advertised number online. You’ll also see how points, lender fees, and hidden costs can make a low rate much more expensive than it looks. In this video, we cover: ✅ How we compare your loan to 30+ lenders ✅ Why one application and one credit pull matters ✅ Why online mortgage quotes can be misleading ✅ Why points and fees matter as much as the rate ✅ How credit score impacts mortgage pricing ✅ Conventional vs. FHA vs. VA loan examples ✅ How RateWatch 2.2 can track refinance savings ✅ How to upload your Loan Estimate for a second opinion 🔗 NEXT STEPS 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact 📄 Want a Second Opinion on Your Loan Estimate? Upload your Loan Estimate and…

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## Transcript

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