# Mortgage 101 - Merry Debtmas Page: https://stenobird.com/podcast/mortgage-101-with-clinton-wilkins-373484/mortgage-101-merry-debtmas Text version: https://stenobird.com/podcast/mortgage-101-with-clinton-wilkins-373484/mortgage-101-merry-debtmas.md Podcast: [Mortgage 101 with Clinton Wilkins](https://stenobird.com/podcast/mortgage-101-with-clinton-wilkins-373484) Published: 2026-01-12T09:00:00+00:00 Episode link: https://share.transistor.fm/s/57c64c17 Audio file: https://prfx.byspotify.com/e/media.transistor.fm/57c64c17/fa5ed639.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/mortgage-101-with-clinton-wilkins-373484/episodes/mortgage-101-merry-debtmas Duration seconds: 679 ## Resource Dan Ahlstrand and Clinton Wilkins discuss Merry Debtmas, urging consumers to review their finances and consider refinancing to lower borrowing costs. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/mortgage-101-with-clinton-wilkins-373484/episodes/mortgage-101-merry-debtmas/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/mortgage-101-with-clinton-wilkins-373484/mortgage-101-merry-debtmas.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.