# Episode 502 | Claim Social Security Spousal Benefits Early? Here’s What It Could Cost You Page: https://stenobird.com/podcast/more-than-money-1312126/episode-502-claim-social-security-spousal-benefits-early-here-s-what-it-could-cost-you Text version: https://stenobird.com/podcast/more-than-money-1312126/episode-502-claim-social-security-spousal-benefits-early-here-s-what-it-could-cost-you.md Podcast: [More Than Money](https://stenobird.com/podcast/more-than-money-1312126) Published: 2026-09-14T08:00:04+00:00 Episode link: https://www.spreaker.com/episode/episode-502-claim-social-security-spousal-benefits-early-here-s-what-it-could-cost-you--75110862 Audio file: https://api.spreaker.com/download/episode/75110862/502.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/more-than-money-1312126/episodes/episode-502-claim-social-security-spousal-benefits-early-here-s-what-it-could-cost-you Duration seconds: 2073 ## Resource Social Security spousal benefits can be confusing, especially when deciding whether to claim early or wait until full retirement age. In this episode, Art explains why claiming early could permanently reduce both portions of your monthly payment. Resources: 8 Money Milestones Ask a Money Question! ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/more-than-money-1312126/episodes/episode-502-claim-social-security-spousal-benefits-early-here-s-what-it-could-cost-you/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/more-than-money-1312126/episode-502-claim-social-security-spousal-benefits-early-here-s-what-it-could-cost-you.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.