# Episode 501 | Don’t Use Your Home Equity to Pay Off Credit Card Debt!

Page: https://stenobird.com/podcast/more-than-money-1312126/episode-501-don-t-use-your-home-equity-to-pay-off-credit-card-debt
Text version: https://stenobird.com/podcast/more-than-money-1312126/episode-501-don-t-use-your-home-equity-to-pay-off-credit-card-debt.md
Podcast: [More Than Money](https://stenobird.com/podcast/more-than-money-1312126)
Published: 2026-09-09T08:00:04+00:00
Episode link: https://www.spreaker.com/episode/episode-501-don-t-use-your-home-equity-to-pay-off-credit-card-debt--75016944
Audio file: https://api.spreaker.com/download/episode/75016944/501.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/more-than-money-1312126/episodes/episode-501-don-t-use-your-home-equity-to-pay-off-credit-card-debt
Duration seconds: 1883

## Resource

Art explains why using home equity to pay off credit card debt can place your home at unnecessary risk. He also discusses what to do with an old 401(k) after changing jobs and draws several important financial lessons from a listener’s story about starting late. Resources: 8 Money Milestones Ask a Money Question!

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/more-than-money-1312126/episodes/episode-501-don-t-use-your-home-equity-to-pay-off-credit-card-debt/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/more-than-money-1312126/episode-501-don-t-use-your-home-equity-to-pay-off-credit-card-debt.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.