# Episode 454 | Back to Basics: Money Milestones 5 and 6 Page: https://stenobird.com/podcast/more-than-money-1312126/episode-454-back-to-basics-money-milestones-5-and-6 Text version: https://stenobird.com/podcast/more-than-money-1312126/episode-454-back-to-basics-money-milestones-5-and-6.md Podcast: [More Than Money](https://stenobird.com/podcast/more-than-money-1312126) Published: 2026-03-30T08:00:02+00:00 Episode link: https://www.spreaker.com/episode/episode-454-back-to-basics-money-milestones-5-and-6--70982807 Audio file: https://api.spreaker.com/download/episode/70982807/454.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/more-than-money-1312126/episodes/episode-454-back-to-basics-money-milestones-5-and-6 Duration seconds: 1954 ## Resource Let’s continue our deep dive into the 8 Money Milestones. In this episode, Art breaks down Money Milestone 5 (Save 3 to 6 months of living expenses for a job loss level emergency) and Money Milestone 6 (Put 15% of your gross income toward retirement. Art provides several surprising stats about these Money Milestones and shares one of the most common retirement savings mistakes people make. Resources: 8 Money Milestones Ask a Money Question! ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/more-than-money-1312126/episodes/episode-454-back-to-basics-money-milestones-5-and-6/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/more-than-money-1312126/episode-454-back-to-basics-money-milestones-5-and-6.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.