# The Hidden Costs of Homeownership Every Buyer Should Budget For

Page: https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/the-hidden-costs-of-homeownership-every-buyer-should-budget-for
Text version: https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/the-hidden-costs-of-homeownership-every-buyer-should-budget-for.md
Podcast: [Moolala:  Money Made Simple with Bruce Sellery](https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078)
Published: 2026-09-23T10:50:00+00:00
Episode link: https://moolala.podbean.com/e/the-hidden-costs-of-homeownership-every-buyer-should-budget-for/
Audio file: https://dts.podtrac.com/redirect.mp3/mcdn.podbean.com/mf/web/ig7rz2fntzhwfyhx/ep2619_segment1-Rubina-Ahmed-Haq.mp3
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Duration seconds: 702

## Resource

Buying a home costs far more than the number on the listing. Personal finance expert Rubina Ahmed-Haq joins Bruce Sellery to explain the hidden costs of homeownership, including closing fees, land transfer taxes, insurance, maintenance, renovations and unexpected utility bills. She also shares practical advice on getting multiple quotes, separating needs from wants, using a home equity line of credit responsibly and building an emergency fund that can handle the realities of owning a home. Find out more at rubinaahmedhaq.com and connect on Instagram.

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## Transcript

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