# Money Mistakes We All Make (and How to Fix Them) } Full Episode Page: https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/money-mistakes-we-all-make-and-how-to-fix-them-full-episode Text version: https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/money-mistakes-we-all-make-and-how-to-fix-them-full-episode.md Podcast: [Moolala: Money Made Simple with Bruce Sellery](https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078) Published: 2026-06-30T10:50:00+00:00 Episode link: https://moolala.podbean.com/e/money-mistakes-we-all-make-and-how-to-fix-them/ Audio file: https://dts.podtrac.com/redirect.mp3/mcdn.podbean.com/mf/web/xepj9k7f7qxrbfzt/money-mistakes-we-all-make-and-how-to-fix-them_bosep1-2026.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/moolala-money-made-simple-with-bruce-sellery-325078/episodes/money-mistakes-we-all-make-and-how-to-fix-them-full-episode Duration seconds: 3437 ## Resource In this episode of Moolala: Money Made Simple, host Bruce Sellery digs into the money mistakes we all make and how to overcome them. Certified financial planner Hanna Horvath unpacks "friction maxxing," the trend of intentionally making spending harder (and saving easier) to curb impulse purchases. Financial coach Alana Abramsky of Broad Money walks through seven popular budgeting methods, the traditional and zero-based budgets, 50-30-20, goals-based, pay-yourself-first, spending caps, and the envelope system, and how to find the approach that actually fits you. Equifax Canada's Julie Kuzmic delivers a credit score reality check, explaining why recent credit history, unreported mortgages, and statement-period timing can quietly shape your score. And Larry Zelvin of BMO Financial Group reveals how criminals are using AI, from deepfakes to QR-code traps, plus practical steps to protect your money. Brought to you in part by Credit Canada. To find out more about the guests check out: Hanna Horvath: Substack | Instagram | TikTok Alanna Abramsky: broadmoney.ca | Instagram Julie Kuzmic: X | LinkedIn Larry Zelvin: LinkedIn | Facebook | X | Instagram | YouTube Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/moolala-money-made-simple-with-bruce-sellery-325078/episodes/money-mistakes-we-all-make-and-how-to-fix-them-full-episode/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/money-mistakes-we-all-make-and-how-to-fix-them-full-episode.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.