# Managing Debt After Separation: How to Protect Your Credit and Cash Flow

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Text version: https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/managing-debt-after-separation-how-to-protect-your-credit-and-cash-flow.md
Podcast: [Moolala:  Money Made Simple with Bruce Sellery](https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078)
Published: 2026-09-23T10:52:00+00:00
Episode link: https://moolala.podbean.com/e/managing-debt-after-separation-how-to-protect-your-credit-and-cash-flow/
Audio file: https://dts.podtrac.com/redirect.mp3/mcdn.podbean.com/mf/web/24qs52rc7qkm7gpb/ep2619_segment3-Sabiha-Mukadam.mp3
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Duration seconds: 676

## Resource

Separation can turn shared bills and joint accounts into an overwhelming individual burden. Senior financial planner Sabiha Mukadam joins Bruce Sellery with practical strategies for managing debt after a separation, from categorizing immediate and long-term obligations to closing unused joint credit, documenting balances and protecting your credit score. She also explains how to assess whether you can afford to keep the family home, adjust to a single-income budget and recognize when it is time to seek professional help. Find out more at scfplanning.com and connect on Instagram.

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## Transcript

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