# Hidden Homeownership Costs, Doom Spending and Managing Debt After Separation Page: https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/hidden-homeownership-costs-doom-spending-and-managing-debt-after-separation Text version: https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/hidden-homeownership-costs-doom-spending-and-managing-debt-after-separation.md Podcast: [Moolala: Money Made Simple with Bruce Sellery](https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078) Published: 2026-09-22T10:50:00+00:00 Episode link: https://moolala.podbean.com/e/hidden-homeownership-costs-doom-spending-and-managing-debt-after-separation/ Audio file: https://dts.podtrac.com/redirect.mp3/mcdn.podbean.com/mf/web/5ydge6wgvtugbzwa/hidden-homeownership-costs-doom-spending-and-managing-debt-after-separation_ep2619.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/moolala-money-made-simple-with-bruce-sellery-325078/episodes/hidden-homeownership-costs-doom-spending-and-managing-debt-after-separation Duration seconds: 3472 ## Resource What does it really cost to own a home—and how can you protect your finances when life gets stressful or uncertain? On this episode of Moolala: Money Made Simple, host Bruce Sellery speaks with personal finance expert Rubina Ahmed-Haq about the hidden costs of homeownership, from closing fees and renovations to insurance, maintenance and emergency savings. NerdWallet Canada’s Clay Jarvis explains why two-thirds of Canadians surveyed admit to “doom spending” and offers practical ways to curb emotional purchases. Senior financial planner Sabiha Mukadam shares strategies for managing joint debt, cash flow and major financial decisions after a separation, while Stanford researcher Gideon Moore explores “time travelling” on LinkedIn—why job seekers rewrite old roles with new buzzwords such as AI and what it means for employers. To find out more about the guests check out: Rubina Ahmed-Haq: rubinaahmedhaq.com | Instagram Clay Jarvis: nerdwallet.com/ca | Instagram Sabiha Mukadam: scfplanning.com | Instagram Gideon Moore: gideonmoore.com | X | LinkedIn | BlueSky Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/moolala-money-made-simple-with-bruce-sellery-325078/episodes/hidden-homeownership-costs-doom-spending-and-managing-debt-after-separation/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/hidden-homeownership-costs-doom-spending-and-managing-debt-after-separation.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.