# Do you know the 'big three' money concepts?

Page: https://stenobird.com/podcast/moneyweek-talks-1101154/do-you-know-the-big-three-money-concepts
Text version: https://stenobird.com/podcast/moneyweek-talks-1101154/do-you-know-the-big-three-money-concepts.md
Podcast: [MoneyWeek Talks](https://stenobird.com/podcast/moneyweek-talks-1101154)
Published: 2026-08-05T04:00:00+00:00
Episode link: https://moneyweek.com/personal-finance/lizzie-gaisman-moneyweek-talks
Audio file: https://episodes.captivate.fm/episode/91e0bbf9-34eb-44b4-b1b1-d70c8865f0bc.mp3?aw_0_1st.showid=fb570709-db86-45e8-8a4a-881283ee1d1b&aw_0_1st.episodeid=91e0bbf9-34eb-44b4-b1b1-d70c8865f0bc
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JSON: https://stenobird.com/v1/public/podcasts/moneyweek-talks-1101154/episodes/do-you-know-the-big-three-money-concepts
Duration seconds: 2737

## Resource

Almost half of all adults in the UK struggle with financial literacy. Many do not understand the three key concepts – compounding returns, inflation, and risk. Without understanding these concepts, building financial independence becomes harder. Indeed the rising levels of young people not in education, employment or training can be linked back to poor numeracy skills in schools. That presents a “huge national challenge”, says Lizzie Gaisman, chief executive of The Richmond Project, a charity founded by former prime minister Rishi Sunak to champion numeracy. MoneyWeek Talks is a podcast that helps you unlock the secrets to financial success, where experts share their top tips on managing money, investing wisely and building wealth. Subscribe to the MoneyWeek Talks podcast and get ready to make it, keep it and spend it.

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## Transcript

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