# 5276: The Tax-Free Wealth Opportunity Employees Are Missing | Dhirendra Kumar

Page: https://stenobird.com/podcast/moneycontrol-podcast-471941/5276-the-tax-free-wealth-opportunity-employees-are-missing-dhirendra-kumar
Text version: https://stenobird.com/podcast/moneycontrol-podcast-471941/5276-the-tax-free-wealth-opportunity-employees-are-missing-dhirendra-kumar.md
Podcast: [Moneycontrol Podcast](https://stenobird.com/podcast/moneycontrol-podcast-471941)
Published: 2026-08-31T10:50:05+00:00
Episode link: https://audioboom.com/posts/8947100
Audio file: https://audioboom.com/posts/8947100.mp3?modified=1788173467&sid=4937727&source=rss
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JSON: https://stenobird.com/v1/public/podcasts/moneycontrol-podcast-471941/episodes/5276-the-tax-free-wealth-opportunity-employees-are-missing-dhirendra-kumar
Duration seconds: 1965

## Resource

Retirement planning remains one of the most overlooked parts of financial planning in India. But is the real problem the lack of investment options — or simply the way we think about retirement? In this episode of Retire Rich, Dhirendra Kumar, Founder & CEO, Value Research, explains why retirement planning is fundamentally a behavioural challenge and why starting early can make a significant difference to long-term wealth. The conversation explores why NPS could be an underutilised wealth-building opportunity, the benefits of disciplined and systematic investing, the growing relevance of Corporate NPS, and why delaying retirement planning can come with a double cost lost time and greater financial anxiety later. Dhirendra Kumar also discusses how India can build a stronger pension culture by making retirement planning simpler, more accessible and a default part of the financial journey. Retire Rich is presented by National Pension System and Association of NPS Intermediaries in associa

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## Transcript

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