# FIRE Up Your Cash Flow, and Coast Into Retirement!

Page: https://stenobird.com/podcast/money-taxes-from-bb-to-xyz-6228444/fire-up-your-cash-flow-and-coast-into-retirement
Text version: https://stenobird.com/podcast/money-taxes-from-bb-to-xyz-6228444/fire-up-your-cash-flow-and-coast-into-retirement.md
Podcast: [Money & Taxes from Bb to XYZ](https://stenobird.com/podcast/money-taxes-from-bb-to-xyz-6228444)
Published: 2026-08-20T10:00:00+00:00
Episode link: https://www.financialplanningfortcollins.com//fire-up-your-cash-flow-and-coast-into-retirement
Audio file: https://episodes.captivate.fm/episode/1e8940bf-0c78-42ca-8aca-57a478a56c93.mp3
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JSON: https://stenobird.com/v1/public/podcasts/money-taxes-from-bb-to-xyz-6228444/episodes/fire-up-your-cash-flow-and-coast-into-retirement
Duration seconds: 1150

## Resource

In this episode of Money and Taxes from BB to XYZ , Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, ABFP®, explore Coast FIRE, a retirement strategy built around saving aggressively earlier in life and then allowing those investments to compound toward retirement with little or no additional retirement contributions. They discuss how reaching a “Coast” point can create more flexibility to work less, change careers, spend more intentionally, or redirect savings toward other goals while existing retirement assets continue to grow. The conversation also covers the risks of relying on long-term assumptions — including inflation, taxes, and sequence-of-returns risk — and why regular financial planning and cash flow check-ins remain essential. Regina and Jason also highlight different versions of Coast FIRE, from continuing full-time work without retirement contributions to stepping away from work entirely while relying on non-retirement-specific assets. Takeaways Coast FIRE relies on saving heavily early, giving those dollars more time to compound toward a future retirement goal. Reaching your Coast point can create greater flexibility with work, spending, and other financial goals, but it still requires careful planning. Because returns, inflation, taxes, and spending can change, regular cash flow and financial planning check-ins are essential to staying on track. Have a question for the show? Email podcast@fpfoco.com, and Jason or Regina might answer it in a future episode! New episodes drop every other Thursday, and they’re always ad-free with no subscription required. Learn more about FPFoCo at fpfoco.com and connect with us on social media @fpfoco. Disclosures Jason Speciner and Regina Neenan are investment advisor representatives of FPFoCo, a registered investment…

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