# 935 super september: calculators, fees, fund selection & SMSF with financial journalist James Kirby Page: https://stenobird.com/podcast/money-money-money-1140809/935-super-september-calculators-fees-fund-selection-smsf-with-financial-journalist-james-kirby Text version: https://stenobird.com/podcast/money-money-money-1140809/935-super-september-calculators-fees-fund-selection-smsf-with-financial-journalist-james-kirby.md Podcast: [money money money](https://stenobird.com/podcast/money-money-money-1140809) Published: 2026-08-31T19:10:00+00:00 Episode link: https://shows.acast.com/my-millennial-money/episodes/935 Audio file: https://sphinx.acast.com/p/open/s/62f9eeb0d930180012b0c377/e/6a94dd421d52ae16ba9a58aa/media.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/money-money-money-1140809/episodes/935-super-september-calculators-fees-fund-selection-smsf-with-financial-journalist-james-kirby Duration seconds: 3365 ## Resource The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now: https://amzn.to/4svhyoH   Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/ In this episode Glen is joined by James Kirby, wealth editor at The Australian and host of The Money Puzzle podcast, for a wide-ranging chat on the state of superannuation in Australia. They touch on: 👉🏼 the super system 👉🏾 pros & cons of super calculators 👉🏽 AI financial advice from your super fund 👉🏿 how much do you need in retirement? 👉🏻 the super performance test 👉 the lack of industry standard definitions for "growth" vs "balanced" 👉🏼 fees and what's reasonable 👉🏾 pros, cons and pitfalls of SMSF The episode clip comparing Vanguard Super and Care Super: https://youtu.be/ajLwXOMZXJ0 The Money Puzzle podcast - Apple Podcast | Spotify money money money is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Need to review your personal insurances? Head to https://skye.com.au Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show 🏡 Join our Facebook community: https://bit.ly/m3fbgroup Watch us on Youtube: https://www.youtube.com/@m3.podcast Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If y… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/money-money-money-1140809/episodes/935-super-september-calculators-fees-fund-selection-smsf-with-financial-journalist-james-kirby/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/money-money-money-1140809/935-super-september-calculators-fees-fund-selection-smsf-with-financial-journalist-james-kirby.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.