# 934 single mum in Tasmania, 40-year loans, pay off debt vs offset, holidays with friends + more Page: https://stenobird.com/podcast/money-money-money-1140809/934-single-mum-in-tasmania-40-year-loans-pay-off-debt-vs-offset-holidays-with-friends-more Text version: https://stenobird.com/podcast/money-money-money-1140809/934-single-mum-in-tasmania-40-year-loans-pay-off-debt-vs-offset-holidays-with-friends-more.md Podcast: [money money money](https://stenobird.com/podcast/money-money-money-1140809) Published: 2026-08-24T19:10:00+00:00 Episode link: https://shows.acast.com/my-millennial-money/episodes/934 Audio file: https://sphinx.acast.com/p/open/s/62f9eeb0d930180012b0c377/e/6a83c3cf8cad30852f1b4ec2/media.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/money-money-money-1140809/episodes/934-single-mum-in-tasmania-40-year-loans-pay-off-debt-vs-offset-holidays-with-friends-more Duration seconds: 3717 ## Resource The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now: https://amzn.to/4svhyoH   Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/ In this Q&A Glen is joined by Rachelle Kroon and John Pidgeon from this is property to unpack: šŸ‘‰šŸ¼ 40 year mortgages šŸ‘‰šŸ½ what John's seeing on the ground as a buyers agent šŸ‘‰šŸ¾ a single mum in Tasmania wanting to buy a property on the mainland šŸ‘‰šŸæ products that have gotten smaller/worse but cost more than ever! šŸ‘‰šŸ» use $76k windfall to clear personal debt on put it in the offset? šŸ‘‰ what do I need to do to semi-retire at 50? šŸ‘‰šŸ¼ sharing a bank account with friends to save for holidays John Pidgeon's buyer's agent service: https://www.envisageproperty.com.au/ money money money is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Need to review your personal insurances? Head to https://skye.com.au Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show šŸ” Join our Facebook community: https://bit.ly/m3fbgroup Watch us on Youtube: https://www.youtube.com/@m3.podcast Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (P… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/money-money-money-1140809/episodes/934-single-mum-in-tasmania-40-year-loans-pay-off-debt-vs-offset-holidays-with-friends-more/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/money-money-money-1140809/934-single-mum-in-tasmania-40-year-loans-pay-off-debt-vs-offset-holidays-with-friends-more.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.