# 931 insurance & pre-existing conditions, comparing super funds, credit card for expenses + more Page: https://stenobird.com/podcast/money-money-money-1140809/931-insurance-pre-existing-conditions-comparing-super-funds-credit-card-for-expenses-more Text version: https://stenobird.com/podcast/money-money-money-1140809/931-insurance-pre-existing-conditions-comparing-super-funds-credit-card-for-expenses-more.md Podcast: [money money money](https://stenobird.com/podcast/money-money-money-1140809) Published: 2026-08-03T19:10:00+00:00 Episode link: https://shows.acast.com/my-millennial-money/episodes/931 Audio file: https://sphinx.acast.com/p/open/s/62f9eeb0d930180012b0c377/e/6a6aec13e15379438746682b/media.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/money-money-money-1140809/episodes/931-insurance-pre-existing-conditions-comparing-super-funds-credit-card-for-expenses-more Duration seconds: 5048 ## Resource The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now: https://amzn.to/4svhyoH   Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/ In this Q&A Glen is joined by Phil Thompson from Skye Wealth to chat about: πŸ‘‰πŸΌ getting personal insurance when you have multiple health exclusions πŸ‘‰πŸ½ Lina and her husband's debt recycling plan πŸ‘‰πŸΎ should I switch super funds? Plus what metrics matter when comparing super πŸ‘‰πŸΏ using a credit card vs spending account for expenses πŸ‘‰πŸ» should I go through my financial adviser or Skye Wealth to get personal insurance? πŸ‘‰ does life insurance and TPD held inside super still pay out if you move overseas? money money money is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Need to review your personal insurances? Head to https://skye.com.au Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show 🏑 Join our Facebook community: https://bit.ly/m3fbgroup Watch us on Youtube: https://www.youtube.com/@m3.podcast Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/money-money-money-1140809/episodes/931-insurance-pre-existing-conditions-comparing-super-funds-credit-card-for-expenses-more/transcription-requests` β€” Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/money-money-money-1140809/931-insurance-pre-existing-conditions-comparing-super-funds-credit-card-for-expenses-more.md` β€” Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.