# 930 super, invest or offset, couples & money, negative gearing change explained + more

Page: https://stenobird.com/podcast/money-money-money-1140809/930-super-invest-or-offset-couples-money-negative-gearing-change-explained-more
Text version: https://stenobird.com/podcast/money-money-money-1140809/930-super-invest-or-offset-couples-money-negative-gearing-change-explained-more.md
Podcast: [money money money](https://stenobird.com/podcast/money-money-money-1140809)
Published: 2026-07-27T19:10:00+00:00
Episode link: https://shows.acast.com/my-millennial-money/episodes/930
Audio file: https://sphinx.acast.com/p/open/s/62f9eeb0d930180012b0c377/e/6a61af581440f8ff170f41fa/media.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/money-money-money-1140809/episodes/930-super-invest-or-offset-couples-money-negative-gearing-change-explained-more
Duration seconds: 4353

## Resource

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now: https://amzn.to/4svhyoH   Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/ In this episode Glen & Rachelle Kroon answer your questions about: 👉🏼 max out super contributions vs invest in ETFs vs keep money in offset? 👉🏽 managing money in a relationship when one person is more engaged 👉🏾 a tradie planning for a workload reduction in 10 years 👉🏿 what's driving investors to sell right now? 👉🏻 diversifying to protect against brokerage risk for larger balances money money money is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Need to review your personal insurances? Head to https://skye.com.au Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show 🏡 Join our Facebook community: https://bit.ly/m3fbgroup Watch us on Youtube: https://www.youtube.com/@m3.podcast Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for i…

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/money-money-money-1140809/episodes/930-super-invest-or-offset-couples-money-negative-gearing-change-explained-more/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/money-money-money-1140809/930-super-invest-or-offset-couples-money-negative-gearing-change-explained-more.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.