# 173. The Money Habits That Look Lazy But Are Actually Smart Page: https://stenobird.com/podcast/money-mindful-moms-money-mindset-for-moms-budgeting-for-beginners-mom-life-on-a-budget-money-making-ideas-for-moms-6606882/173-the-money-habits-that-look-lazy-but-are-actually-smart Text version: https://stenobird.com/podcast/money-mindful-moms-money-mindset-for-moms-budgeting-for-beginners-mom-life-on-a-budget-money-making-ideas-for-moms-6606882/173-the-money-habits-that-look-lazy-but-are-actually-smart.md Podcast: [MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms](https://stenobird.com/podcast/money-mindful-moms-money-mindset-for-moms-budgeting-for-beginners-mom-life-on-a-budget-money-making-ideas-for-moms-6606882) Published: 2026-01-20T11:41:00+00:00 Episode link: https://moneymindfulmoms.podbean.com/e/173-the-money-habits-that-look-lazy-but-are-actually-smart/ Audio file: https://mcdn.podbean.com/mf/web/rcnmx8wdcjmcpdbs/173_The_Money_Habits_That_Look_Lazy_But_Are_Actually_Smart6gs0v.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/money-mindful-moms-money-mindset-for-moms-budgeting-for-beginners-mom-life-on-a-budget-money-making-ideas-for-moms-6606882/episodes/173-the-money-habits-that-look-lazy-but-are-actually-smart Duration seconds: 820 ## Resource * This podcast is NOT financial advice. It's simply for educational purposes.* If you're getting bored with your budget, this episode is for you. Sometimes the boring, mundane, or seemingly lazy things you do when it comes to your money are actually smart. Just trust me on this and listen to today's episode to find out what "lazy" things you could be doing with your money that might help you get closer to your goals. <3 Krista----more---- NEW from Money Mindful Moms: The Momentum Circle The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.” Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait. Inside The Momentum Circle, you’ll get: A clear monthly money focus so you know what actually matters right now A simple monthly roadmap with a clear start and finish Weekly guidance you can count on (teaching, one doable action, support, and reflection) Tools, prompts, and encouragement designed for consistency — not perfection If you're ready to join us, sign up for The Momentum Circle HERE xo, Krista----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms My FREE Ditching Debt Once and for all Workshop ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/money-mindful-moms-money-mindset-for-moms-budgeting-for-beginners-mom-life-on-a-budget-money-making-ideas-for-moms-6606882/episodes/173-the-money-habits-that-look-lazy-but-are-actually-smart/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/money-mindful-moms-money-mindset-for-moms-budgeting-for-beginners-mom-life-on-a-budget-money-making-ideas-for-moms-6606882/173-the-money-habits-that-look-lazy-but-are-actually-smart.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.