# Why Physicians Can Save Less and Still Retire Early (Update on The 4% Rule)

Page: https://stenobird.com/podcast/money-meets-medicine-105060/why-physicians-can-save-less-and-still-retire-early-update-on-the-4-rule
Text version: https://stenobird.com/podcast/money-meets-medicine-105060/why-physicians-can-save-less-and-still-retire-early-update-on-the-4-rule.md
Podcast: [Money Meets Medicine](https://stenobird.com/podcast/money-meets-medicine-105060)
Published: 2026-03-11T04:00:00+00:00
Episode link: https://moneymeetsmedicine.com
Audio file: https://afp-873546-injected.calisto.simplecastaudio.com/38b457d1-9e94-48f7-bd48-b173d8f35e6d/episodes/86f06539-40f0-4c93-8662-27972176355a/audio/128/default.mp3?aid=rss_feed&awCollectionId=38b457d1-9e94-48f7-bd48-b173d8f35e6d&awEpisodeId=86f06539-40f0-4c93-8662-27972176355a&feed=5BVBUfDk
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Duration seconds: 1519

## Resource

What if you're saving more than you need to — and burning out in the process? In this episode, Jimmy shares how sitting down and doing the math changed his entire career trajectory, going from 1.3 FTE and antidepressants to part-time at 40 with a $2.1M net worth. Whether you're a DIY investor or working with an advisor, this episode will help you figure out your real number — and what to do once you know it.

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## Transcript

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