# Can I Retire With $5 Million? Planning the Next Chapter

Page: https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/can-i-retire-with-5-million-planning-the-next-chapter
Text version: https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/can-i-retire-with-5-million-planning-the-next-chapter.md
Podcast: [Money Matters by Allworth Financial](https://stenobird.com/podcast/money-matters-by-allworth-financial-173477)
Published: 2026-04-11T13:00:00+00:00
Episode link: http://podcast.moneymatters.com/e/can-i-retire-with-5-million-planning-the-next-chapter/
Audio file: https://mcdn.podbean.com/mf/web/edka55jvhavmswuf/AWMM_2026411_PODCAST_1amflt.mp3
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Duration seconds: 2857

## Resource

For many investors, the big question is whether $5 million is enough to retire—and this real-life case study shows how to answer it. With Pat out this week, Scott is joined by Allworth advisor Mark Shone to walk through a $5–6 million household navigating retirement while raising kids, funding college, and managing a second marriage. Scott and Mark break down what really matters when asking if you can retire with $5 million—and how to make that decision with confidence. Plus, a physician with $6M+ asks if being all-in on the S&P 500 is a mistake—and what to do instead. What You’ll Learn: How to evaluate if you can retire with $5M How to fund college without derailing retirement When sequence of returns risk actually matters Smart withdrawal strategies for complex situations Why diversification goes beyond the S&P 500 Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

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## Transcript

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