# The Same Old Songs: What Musical Taste Reveals About Financial Change

Page: https://stenobird.com/podcast/money-lessons-with-andrew-temte-phd-cfa-6946211/the-same-old-songs-what-musical-taste-reveals-about-financial-change
Text version: https://stenobird.com/podcast/money-lessons-with-andrew-temte-phd-cfa-6946211/the-same-old-songs-what-musical-taste-reveals-about-financial-change.md
Podcast: [Money Lessons with Andrew Temte, PhD, CFA](https://stenobird.com/podcast/money-lessons-with-andrew-temte-phd-cfa-6946211)
Published: 2026-08-24T10:00:00+00:00
Episode link: https://saturdaymorningmuse.podbean.com/e/the-same-old-songs-what-musical-taste-reveals-about-financial-change/
Audio file: https://mcdn.podbean.com/mf/web/5tdraqt73jkcjfmr/ML_824269ra5h.mp3
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Duration seconds: 1245

## Resource

In this special edition of Money Lessons, Andy takes on a question that sits underneath most of personal finance: why change is so hard. A complaint about his band's setlist leads to the research on why musical taste is set around age fourteen — and to the study showing that appetite for financial risk locks in the same way, set by whatever the markets were doing when a person first had money in play. Neither one was a decision. Both feel like one. AndrewTemte.com

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## Transcript

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