# The Quarterly Rhythm That Shapes American Business

Page: https://stenobird.com/podcast/money-lessons-with-andrew-temte-phd-cfa-6946211/the-quarterly-rhythm-that-shapes-american-business
Text version: https://stenobird.com/podcast/money-lessons-with-andrew-temte-phd-cfa-6946211/the-quarterly-rhythm-that-shapes-american-business.md
Podcast: [Money Lessons with Andrew Temte, PhD, CFA](https://stenobird.com/podcast/money-lessons-with-andrew-temte-phd-cfa-6946211)
Published: 2026-05-30T10:00:00+00:00
Episode link: https://saturdaymorningmuse.podbean.com/e/the-quarterly-rhythm-that-shapes-american-business/
Audio file: https://mcdn.podbean.com/mf/web/i9885zawvqdtfvvr/ML_530267dvf5.mp3
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JSON: https://stenobird.com/v1/public/podcasts/money-lessons-with-andrew-temte-phd-cfa-6946211/episodes/the-quarterly-rhythm-that-shapes-american-business
Duration seconds: 812

## Resource

In this episode of Money Lessons, Andy picks up where last week's IPO episode left off and walks through what changes once a company is publicly traded. He explains the lockup period that follows every IPO — using Airbnb's May 17, 2021 lockup expiration and six-percent drop as the concrete example — then breaks down the SEC's three core disclosure filings (10-K, 10-Q, and 8-K) that drive the rhythm of public-company life. Andy then tackles the real cost of all this — short-termism — citing Warren Buffett and Jamie Dimon's 2018 Wall Street Journal op-ed and drawing on his own experience to show how the quarterly cycle shapes corporate behavior at public and private companies alike. AndrewTemte.com

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## Transcript

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