# The Rules of Retirement Have Changed (Here’s How To Prepare) Page: https://stenobird.com/podcast/money-guy-show-1057606/the-rules-of-retirement-have-changed-here-s-how-to-prepare Text version: https://stenobird.com/podcast/money-guy-show-1057606/the-rules-of-retirement-have-changed-here-s-how-to-prepare.md Podcast: [Money Guy Show](https://stenobird.com/podcast/money-guy-show-1057606) Published: 2026-09-02T11:00:00+00:00 Episode link: https://moneyguy.com/episode/have-rules-of-retirement-changed/ Audio file: https://pscrb.fm/rss/p/prfx.byspotify.com/e/mgln.ai/e/1468/traffic.megaphone.fm/TOL6961136490.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/money-guy-show-1057606/episodes/the-rules-of-retirement-have-changed-here-s-how-to-prepare Duration seconds: 3890 ## Resource ⁠⁠⁠⁠Retirement planning may need a major rethink as longer lifespans and earlier retirement stretch what was once a standard 30-year retirement into 40 years or more. Rebie and Bo explain how longevity risk, inflation, bear markets, healthcare expenses, required minimum distributions, Social Security taxes, Medicare IRMAA surcharges, and the widow’s tax can affect your retirement income. Plus, learn how tax diversification, the three-bucket strategy, HSA investing, and strategic Roth conversions can help create a more resilient retirement plan. If you’re wondering how much you need to retire, when to retire, or how to make retirement savings last, this is where to start. Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/money-guy-show-1057606/episodes/the-rules-of-retirement-have-changed-here-s-how-to-prepare/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/money-guy-show-1057606/the-rules-of-retirement-have-changed-here-s-how-to-prepare.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.