# Dealing with debt: expert tips for using a balance transfer credit card Page: https://stenobird.com/podcast/money-girl-689731/dealing-with-debt-expert-tips-for-using-a-balance-transfer-credit-card Text version: https://stenobird.com/podcast/money-girl-689731/dealing-with-debt-expert-tips-for-using-a-balance-transfer-credit-card.md Podcast: [Money Girl](https://stenobird.com/podcast/money-girl-689731) Published: 2026-07-18T09:00:00+00:00 Episode link: https://shows.acast.com/money-girl/episodes/dealing-with-debt-expert-tips-for-using-a-balance-transfer-c Audio file: https://sphinx.acast.com/p/open/s/69c148bb1a160b44db9c8fcc/e/6a594d824d4b991ebec55a2d/media.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/money-girl-689731/episodes/dealing-with-debt-expert-tips-for-using-a-balance-transfer-credit-card Duration seconds: 1532 ## Resource Summer Saturdays: Best of QDT Encore Episode : This episode originally aired in June 2022. 733. Ever wonder if using a balance transfer credit card could help you get out of debt faster? Laura interviews Mary Gameng, MBA and Credit Card Specialist with Citizens , and answers a listener question.  Here are a few topics Mary and Laura talk about on this week's show: How many Americans have credit card debt and how much. Steps to create a debt pay-off plan. Ways using a balance transfer card can improve your finances. How card issuers evaluate you when applying for a transfer card. Whether using a transfer card can hurt your credit. Shopping tips for finding the best balance transfer card offer . Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips . Hosted on Acast. See acast.com/privacy for more information. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/money-girl-689731/episodes/dealing-with-debt-expert-tips-for-using-a-balance-transfer-credit-card/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/money-girl-689731/dealing-with-debt-expert-tips-for-using-a-balance-transfer-credit-card.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.