# Debt Is For Managing Wealth Not Creating It

Page: https://stenobird.com/podcast/money-for-the-rest-of-us-511107/debt-is-for-managing-wealth-not-creating-it
Text version: https://stenobird.com/podcast/money-for-the-rest-of-us-511107/debt-is-for-managing-wealth-not-creating-it.md
Podcast: [Money For the Rest of Us](https://stenobird.com/podcast/money-for-the-rest-of-us-511107)
Published: 2025-12-17T18:00:00+00:00
Episode link: https://rss.art19.com/episodes/c42508e6-1b45-42ba-b6cf-41b2fbbec441.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0
Audio file: https://rss.art19.com/episodes/c42508e6-1b45-42ba-b6cf-41b2fbbec441.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/money-for-the-rest-of-us-511107/episodes/debt-is-for-managing-wealth-not-creating-it
Duration seconds: 1589

## Resource

Should you borrow money to magnify returns in your 401 (k), IRA, or other tax-deferred retirement account? We examine Basic Capital, which allows investors to leverage their retirement account investments. We also explore how the wealthy don't use debt to generate wealth but to manage it.  Sponsors Gelt - Taxes Done Right Insiders Guide Email Newsletter Get our  free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter Our Premium Products Asset Camp Money for the Rest of Us Plus Show Notes Basic Capital This 30-Year-Old’s Startup Is Bringing Leverage to 401(k) Savers by Suzanne Woolley—Bloomberg This startup is offering mortgages for 401(k)s by Liz Hoffman—Semafor Startup Failure by Elizabeth Pollman—SSRN Related Episodes 353: The Pros and Cons of Infinite Banking and Whole Life Insurance 238: The U.S. Is More Socialist Than Denmark Regarding Home Mortgages See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/money-for-the-rest-of-us-511107/episodes/debt-is-for-managing-wealth-not-creating-it/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/money-for-the-rest-of-us-511107/debt-is-for-managing-wealth-not-creating-it.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.