# Asset Location: Where You Invest, Where You Live, What You Can Access Page: https://stenobird.com/podcast/money-for-the-rest-of-us-511107/asset-location-where-you-invest-where-you-live-what-you-can-access Text version: https://stenobird.com/podcast/money-for-the-rest-of-us-511107/asset-location-where-you-invest-where-you-live-what-you-can-access.md Podcast: [Money For the Rest of Us](https://stenobird.com/podcast/money-for-the-rest-of-us-511107) Published: 2026-02-11T18:00:00+00:00 Episode link: https://rss.art19.com/episodes/eaac3845-9f2f-48dc-b617-84a55bfab622.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0 Audio file: https://rss.art19.com/episodes/eaac3845-9f2f-48dc-b617-84a55bfab622.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/money-for-the-rest-of-us-511107/episodes/asset-location-where-you-invest-where-you-live-what-you-can-access Duration seconds: 1413 ## Resource In this episode, we look at asset location, how to decide which investments belong in taxable, tax-deferred, and tax-free accounts, how where we live shapes the opportunities available to us, and how capital ultimately expands our choices. Sponsors Gelt - Taxes Done Right Masterworks - Invest in multimillion-dollar artwork offerings Delete Me – Use code David20 to get 20% off Insiders Guide Email Newsletter Get our  free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter Our Premium Products Asset Camp Money for the Rest of Us Plus Show Notes The Hidden Healthcare Infrastructure Americans Cross the Border to Find—Kogod School of Business FARMWORKER SERVICE CENTER PROPOSAL AND ACTION PLAN FOR THE CITY OF CALEXICO AND IMPERIAL VALLEY by JAVIER MORENO—Calexico Location as an Asset by Adrien Bilal and Esteban Rossi-Hansberg—Princeton It Is Not Climate Denial But Adaptation Denial That Holds Us Back by Mathis Wackernagel and Peter Raven—SSRN The Overlooked Edge: The Case for Asset Location in Managed Portfolios—Morningstar Revisiting the conventional wisdom regarding asset location by Sachin Padmawar and Daniel Jacobs—Vanguard Asset location for equity by Sachin Padmawar and Daniel Jacobs—Vanguard This powerful strategy can create more spendable wealth by Tom Lenkiewicz—J.P. Morgan Asset location strategies for tax efficient investing—BlackRock What would Yale do? Implementing after-tax asset allocation by Frances Walsh and Patrick Geddes—BlackRock Related Episodes 540: Beyond Munis — New ETFs for Tax-Efficient Bond Investing 506: Should You Retire Early and Live Outside Your Home Country? With Joshua Sheats 425: How Profits Motivate Change Masterworks Disclosures Listeners get priority access to Masterworks at https://www… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/money-for-the-rest-of-us-511107/episodes/asset-location-where-you-invest-where-you-live-what-you-can-access/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/money-for-the-rest-of-us-511107/asset-location-where-you-invest-where-you-live-what-you-can-access.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.