# How Central Banks Use Liquidity Coverage Ratios Page: https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/how-central-banks-use-liquidity-coverage-ratios Text version: https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/how-central-banks-use-liquidity-coverage-ratios.md Podcast: [Monetary Policy Explained with Fexingo: Central Banks, Money Supply, and Interest Rates](https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013) Published: 2026-07-17T07:26:14+00:00 Episode link: https://audio.fexingo.com/business/monetary-policy-explained/episode-0116.mp3 Audio file: https://audio.fexingo.com/business/monetary-policy-explained/episode-0116.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/episodes/how-central-banks-use-liquidity-coverage-ratios Duration seconds: 396 ## Resource Episode 116 of Monetary Policy Explained with Fexingo dives into the Liquidity Coverage Ratio — the post-2008 rule that forces banks to hold enough high-quality liquid assets to survive a 30-day stress scenario. Lucas and Luna walk through how the LCR reshaped bank balance sheets, why it matters for money markets, and what happens when central banks tighten policy in a world where banks must hoard Treasuries. They anchor the discussion to the 2023 banking turmoil and the 2026 rate environment, using data from the Fed's discount window and money market fund flows. A concrete look at how a regulatory ratio became a transmission mechanism for monetary policy. #LiquidityCoverageRatio #LCR #CentralBanks #MonetaryPolicy #BankRegulation #BaselIII #HQLA #Treasuries #MoneyMarkets #DiscountWindow #BankingTurmoil #FederalReserve #LiquidityRisk #30DayStress #RepoMarket #FexingoBusiness #BusinessPodcast #Economics Keep every episode free: buymeacoffee.com/fexingo ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/episodes/how-central-banks-use-liquidity-coverage-ratios/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/how-central-banks-use-liquidity-coverage-ratios.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.