# The 4% Rule vs. the 8% Rule: What's the Right Withdrawal Rate for You? Page: https://stenobird.com/podcast/mondays-with-matt-podcast-13182/the-4-rule-vs-the-8-rule-what-s-the-right-withdrawal-rate-for-you Text version: https://stenobird.com/podcast/mondays-with-matt-podcast-13182/the-4-rule-vs-the-8-rule-what-s-the-right-withdrawal-rate-for-you.md Podcast: [Mondays With Matt Podcast](https://stenobird.com/podcast/mondays-with-matt-podcast-13182) Published: 2026-07-01T20:00:00+00:00 Episode link: https://mondayswithmatt.podbean.com/e/the-4-rule-vs-the-8-rule-whats-the-right-withdrawal-rate-for-you/ Audio file: https://mcdn.podbean.com/mf/web/s2e3xa95chi9xzyg/179_-_MATT_STARKE_-_4_PERCENT_VS_8_PERCENT9mn2n.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/mondays-with-matt-podcast-13182/episodes/the-4-rule-vs-the-8-rule-what-s-the-right-withdrawal-rate-for-you Duration seconds: 1095 ## Resource Dave Ramsey has built one of the most recognized brands in personal finance. Millions of people have followed his advice out of debt and into savings. But when it comes to how much you should pull from your retirement accounts each year, Ramsey takes a position that some financial professionals find hard to get behind. Today we're breaking it down: what he says, what the research says, and what your advisor actually thinks. Yahoo Finance Article Contact: Great Lakes Retirement Website: http://www.greatlakesretirementsolutions.com/ Call: 989-401-2949 ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/mondays-with-matt-podcast-13182/episodes/the-4-rule-vs-the-8-rule-what-s-the-right-withdrawal-rate-for-you/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/mondays-with-matt-podcast-13182/the-4-rule-vs-the-8-rule-what-s-the-right-withdrawal-rate-for-you.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.