# ADHD and Money: Why Your Budget Keeps Going Somewhere to Die (And How to Fix It) Ep 114

Page: https://stenobird.com/podcast/mind-money-a-podcast-all-about-money-and-adhd-6847957/adhd-and-money-why-your-budget-keeps-going-somewhere-to-die-and-how-to-fix-it-ep-114
Text version: https://stenobird.com/podcast/mind-money-a-podcast-all-about-money-and-adhd-6847957/adhd-and-money-why-your-budget-keeps-going-somewhere-to-die-and-how-to-fix-it-ep-114.md
Podcast: [Mind + Money: A Podcast All About Money and ADHD](https://stenobird.com/podcast/mind-money-a-podcast-all-about-money-and-adhd-6847957)
Published: 2026-05-07T09:00:00+00:00
Episode link: https://podcasters.spotify.com/pod/show/sherry--val2/episodes/ADHD-and-Money-Why-Your-Budget-Keeps-Going-Somewhere-to-Die-And-How-to-Fix-It-Ep-114-e3hs2hl
Audio file: https://anchor.fm/s/10381e940/podcast/play/118409205/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-3-13%2F422006772-44100-2-ac94562c04481.mp3
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Duration seconds: 1426

## Resource

You've got a beautiful budget. You downloaded all your transactions, colour-coded everything, and made a plan. And then what? It sits in a folder on your computer with the other 12 budget spreadsheets you've made over the years. There's a massive gap between making a budget and actually living by it. Sherry and Val break down what's missing and why most budgets fail the moment real life happens. Bad news: you need more than a pretty spreadsheet. We talk about the number one question your budget should be able to answer before you spend money, why tracking every transaction won't save you, and the account setup that makes overspending way harder. Plus, what to do when the dopamine wears off, and you stop caring about your budget categories. If you've ever wondered why you keep making budgets that go nowhere, this episode walks you through what actually works for ADHD brains. Less tracking, more structure. Less shame, more systems. ADHD Money Starter Kit: https://landing.mailerlite.com/webforms/landing/g9v9u3 Connect with us:Book a free call with Val (financial planner): https://calendly.com/valerie-stratford Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 Val's Instagram: http://www.instagram.com/you.me.and.money Sherry's Instagram: http://www.instagram.com/moneymindsetfc Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

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## Transcript

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