# Ep 13 - The Business of Planning: Financial Strategies for Business Owners Page: https://stenobird.com/podcast/metcalf-money-moment-the-podcast-7170754/ep-13-the-business-of-planning-financial-strategies-for-business-owners Text version: https://stenobird.com/podcast/metcalf-money-moment-the-podcast-7170754/ep-13-the-business-of-planning-financial-strategies-for-business-owners.md Podcast: [Metcalf Money Moment the Podcast](https://stenobird.com/podcast/metcalf-money-moment-the-podcast-7170754) Published: 2025-06-25T06:00:00+00:00 Episode link: https://metcalf-money-moment.captivate.fm/episode/ep-13-the-business-of-planning-financial-strategies-for-business-owners Audio file: https://episodes.captivate.fm/episode/6b7c16fa-847c-409b-a51e-a090a5657b29.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/metcalf-money-moment-the-podcast-7170754/episodes/ep-13-the-business-of-planning-financial-strategies-for-business-owners Duration seconds: 1801 ## Resource Are you a small business owner wondering how to plan for retirement or what your business is really worth? Have you thought about your exit strategy—or what happens if something unexpected takes you out of the game? Whether you're just starting to think about retirement planning or already navigating the complexities of being a business owner, this episode is for you. In this episode, hosts Jeb, Ethan, and Eric dive into the three key types of clients they serve at Metcalf Partners. While they support emerging affluent individuals and those nearing retirement, today’s conversation focuses on the business owner. From selecting the right retirement plan and managing risk with insurance to preparing your business for sale and planning for succession, this episode offers crucial insights to help business owners take control of their financial future. IN THIS EPISODE:  (00:46) Metcalf Partners has three key client groups. Today, we focus on the business owner  (03:12) Ethan discusses three main employer retirement planning strategies (11:59) Eric discusses risk management through insurance (16:46) Discussion of multiple business owners (20:04) Making an exit strategy from your business and continuity (22:26) Pricing your business for sale KEY TAKEAWAYS:  Metcalf Partners serves three primary client groups: emerging affluent individuals, those at or near retirement, and small business owners, with a particular focus on small business owners in this episode. They offer tailored financial strategies for each group, including retirement planning, insurance solutions, and business exit strategies. Solo 401(k) plans are ideal for small business owners, particularly those who are husband-and-wife teams. They offer high contribution limits, Roth options, low costs, a… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/metcalf-money-moment-the-podcast-7170754/episodes/ep-13-the-business-of-planning-financial-strategies-for-business-owners/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/metcalf-money-moment-the-podcast-7170754/ep-13-the-business-of-planning-financial-strategies-for-business-owners.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.