# How Do I Protect Against Sequence of Return Risk? Page: https://stenobird.com/podcast/market-moment-podcast-1034165/how-do-i-protect-against-sequence-of-return-risk Text version: https://stenobird.com/podcast/market-moment-podcast-1034165/how-do-i-protect-against-sequence-of-return-risk.md Podcast: [Market Moment Podcast](https://stenobird.com/podcast/market-moment-podcast-1034165) Published: 2026-04-15T19:33:24+00:00 Episode link: https://mach1marketmoment.podbean.com/e/how-do-i-protect-against-sequence-of-return-risk/ Audio file: https://mcdn.podbean.com/mf/web/ssb4v5gu3x7wqqk3/How_do_I_protect_against_sequence_of_return_risk_b4744.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/market-moment-podcast-1034165/episodes/how-do-i-protect-against-sequence-of-return-risk Duration seconds: 1392 ## Resource "If you can’t handle losing 30% to 50% of your stock’s value, then investing might not be for you." In this episode of Market Moment, Matt, John, and Isaac confront the psychological reality of that famous Peter Lynch quote. With the current volatility surrounding the conflict in Iran and the subsequent market pullback, they discuss the difference between "agreeing" with volatility in a bull market versus "living" through it during a drawdown. They also tackle a high-priority community FAQ: How to protect against Sequence of Return Risk. If you are nearing retirement, the timing of a market dip matters just as much as the dip itself. KEY TOPICS COVERED 📌 Market Moment Headlines: Analyzing the recent pullback and the Iran conflict’s impact on sentiment. 📌 Sequence of Return Risk: Why "timing" is the greatest threat to a retirement portfolio. 📌 Staying Rational: Strategies for maintaining a long-term perspective during geopolitical unrest. The chart Isaac references: “Who is affected by the sequence of returns?” by John Hancock Investment Management https://www.jhinvestments.com/resources/all-resources/business-building/sequence-of-returns Enjoyed the episode? Don’t forget to: 👍 Like 💬 Comment: What’s the biggest market pullback you’ve actually lived through? 2008, 2020, or today? Email us your financial questions at TheMarketMoment@mach1fg.com 🔔 Subscribe and join our growing online community of everyday investors! #riskmanagement #marketvolatility #retirementplanning #peterlynch #marketmomentum 🍿 Watch Next: Eli's latest Data Brief video, Net Unrealized Appreciation...https://www.youtube.com/watch?v=EX4wD9GOgLg 🎙Wondering how AI will impact the market? We interviewed an expert! Stephanie Aliaga from JP Morgan.... https://www.youtube.com/watch?v=k_r3AaXxWnA&t=1s We'… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/market-moment-podcast-1034165/episodes/how-do-i-protect-against-sequence-of-return-risk/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/market-moment-podcast-1034165/how-do-i-protect-against-sequence-of-return-risk.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.