# #23 - Olga Semenov on Non-QM Loans and Why Mortgage Rates Remain High

Page: https://stenobird.com/podcast/making-money-financial-education-for-entrepreneurs-7012005/23-olga-semenov-on-non-qm-loans-and-why-mortgage-rates-remain-high
Text version: https://stenobird.com/podcast/making-money-financial-education-for-entrepreneurs-7012005/23-olga-semenov-on-non-qm-loans-and-why-mortgage-rates-remain-high.md
Podcast: [Making Money: Financial Education for Entrepreneurs](https://stenobird.com/podcast/making-money-financial-education-for-entrepreneurs-7012005)
Published: 2025-01-27T12:00:57+00:00
Episode link: https://rss.com/podcasts/making-money-with-paul-ng/1866368
Audio file: https://content.rss.com/episodes/287994/1866368/making-money-with-paul-ng/2025_01_27_00_04_10_1c99f710-bbd8-4e9a-beba-bff866ed776d.mp3
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Duration seconds: 2611

## Resource

Olga Semenov is a mortgage broker and mortgage expert who offers a wide variety of loan types for many situations. Many self-employed folks and business owners struggle to qualify for a conventional loan because of the requirement to qualify with tax returns. Olga talks about why self-employed buyers do not need to forego write-offs and pay unnecessary taxes to get a loan. We talk about loan programs designed to help people qualify using other methods, and why these alternative loan types might save you money on taxes. We also discuss why mortgage rates have risen despite the Fed cutting rates, and living with a generosity mindset. You can reach Olga at olya.semenov@ccm.com As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship.. Reach Paul Ng at www.fusionsconsultant.com Reach Benjamin Foss on Instagram & Twitter/X: @benjamindfoss Not financial advice. Copyright 2025, Foss Creative Ltd

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## Transcript

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