# Will the State Pension Be There When You Retire?

Page: https://stenobird.com/podcast/making-money-6148646/will-the-state-pension-be-there-when-you-retire
Text version: https://stenobird.com/podcast/making-money-6148646/will-the-state-pension-be-there-when-you-retire.md
Podcast: [Making Money](https://stenobird.com/podcast/making-money-6148646)
Published: 2026-03-23T06:00:00+00:00
Episode link: https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8983862978.mp3?updated=1773837759
Audio file: https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8983862978.mp3?updated=1773837759
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Duration seconds: 4173

## Resource

Will your pension actually be enough for retirement? Or are you heading for a shortfall without realising it? Al Miles is an investment actuary who has analysed the UK pension system, and found that millions of workers will fall short of what they need for retirement. But she didn’t stop there. She’s also looked at ways we can fix it. 💬 Do you have a money story you'd like to share on the podcast? ⁠https://makingmoney.email/listener-story-form 🤝 Want 1:1 financial help from us? Answer a few questions to find the right service & book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠ ❓Survey - how are you saving for your future? ⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠ 🎉 Sponsors Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠ Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life. Here are the papers we reference: Retirement Reimagined: https://aca.org.uk/wp-content/uploads/Retirement-reimagined-securing-lifelong-financial-independence-for-all.pdf How Much Could You Lose? https://actuaries.o…

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