# Why Being a Loyal Customer Costs You Thousands Page: https://stenobird.com/podcast/making-cents-6998736/why-being-a-loyal-customer-costs-you-thousands Text version: https://stenobird.com/podcast/making-cents-6998736/why-being-a-loyal-customer-costs-you-thousands.md Podcast: [Making Cents](https://stenobird.com/podcast/making-cents-6998736) Published: 2026-06-18T17:00:00+00:00 Episode link: https://www.francescook.co.nz/making-cents Audio file: https://episodes.captivate.fm/episode/1679986c-097d-4141-a239-782c05cdbbc7.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/why-being-a-loyal-customer-costs-you-thousands Duration seconds: 369 ## Resource Frances Cook joins the TVNZ Breakfast team to explain the loyalty tax costing New Zealanders hundreds of dollars a year on power, insurance and banking, and the simple habit that can win it back without even switching providers. Follow me everywhere! Facebook / Frances Cook - Journalist Instagram / Frances | Money | Investing (@francescooknz) • Instagram profile TikTok / Frances Cook on TikTok Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/why-being-a-loyal-customer-costs-you-thousands/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/making-cents-6998736/why-being-a-loyal-customer-costs-you-thousands.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.