# Values Based Spending: How to Enjoy Your Money Now and in the Future Page: https://stenobird.com/podcast/making-cents-6998736/values-based-spending-how-to-enjoy-your-money-now-and-in-the-future Text version: https://stenobird.com/podcast/making-cents-6998736/values-based-spending-how-to-enjoy-your-money-now-and-in-the-future.md Podcast: [Making Cents](https://stenobird.com/podcast/making-cents-6998736) Published: 2026-09-17T16:00:00+00:00 Episode link: https://www.francescook.co.nz/making-cents Audio file: https://episodes.captivate.fm/episode/60a62c47-a5c7-49fa-9824-1f6825d01fbd.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/values-based-spending-how-to-enjoy-your-money-now-and-in-the-future Duration seconds: 574 ## Resource Frances Cook and Lighthouse Financial wealth director James Blair dig into values based spending, and how to create a financial plan that isn't about hoarding cash but about making sure your money is working toward the life you actually want, now and in the future. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/values-based-spending-how-to-enjoy-your-money-now-and-in-the-future/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/making-cents-6998736/values-based-spending-how-to-enjoy-your-money-now-and-in-the-future.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.