# The Mortgage Advice That Fails in NZ: With Aaron Cattell (The Mortgage Man) Page: https://stenobird.com/podcast/making-cents-6998736/the-mortgage-advice-that-fails-in-nz-with-aaron-cattell-the-mortgage-man Text version: https://stenobird.com/podcast/making-cents-6998736/the-mortgage-advice-that-fails-in-nz-with-aaron-cattell-the-mortgage-man.md Podcast: [Making Cents](https://stenobird.com/podcast/making-cents-6998736) Published: 2026-08-16T16:00:00+00:00 Episode link: https://www.francescook.co.nz/making-cents Audio file: https://episodes.captivate.fm/episode/d3b8444a-82ac-4926-a8e9-1cd3ea512104.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/the-mortgage-advice-that-fails-in-nz-with-aaron-cattell-the-mortgage-man Duration seconds: 3373 ## Resource Time to fact-check the mortgage advice taking over social media, and see what actually holds up. Mortgage adviser Aaron Cattell (aka The Mortgage Man) is ready to go myth-by-myth through the mortgage advice doing the rounds online, and find out what actually survives contact with someone who does this for a living. We cover: The "pay a dollar a day" trick, the viral claim that resets your mortgage interest. Weekly vs fortnightly vs monthly repayments; does paying more often actually shave years off your mortgage in New Zealand, or is that a US myth that doesn't translate? The "buy two houses, one each" couple strategy Credit scores, and how much they really matter for a NZ mortgage application Rent vs buy, and how to figure out the numbers for the NZ context This episode of Making Cents is proudly supported by Odoo. Go to http://odoo.com/r/hpl now and try it for free, for 15 days. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom Production and video editing by Lana Byrne Audio engineering by Tash Chittock Filmed by Fanaticals ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/the-mortgage-advice-that-fails-in-nz-with-aaron-cattell-the-mortgage-man/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/making-cents-6998736/the-mortgage-advice-that-fails-in-nz-with-aaron-cattell-the-mortgage-man.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.