# Simple KiwiSaver Mistakes That Cost You Thousands (And How To Fix Them) Page: https://stenobird.com/podcast/making-cents-6998736/simple-kiwisaver-mistakes-that-cost-you-thousands-and-how-to-fix-them Text version: https://stenobird.com/podcast/making-cents-6998736/simple-kiwisaver-mistakes-that-cost-you-thousands-and-how-to-fix-them.md Podcast: [Making Cents](https://stenobird.com/podcast/making-cents-6998736) Published: 2026-08-09T16:00:00+00:00 Episode link: https://www.francescook.co.nz/making-cents Audio file: https://episodes.captivate.fm/episode/4c989f10-c906-40ca-b5b5-6f12a4e9f2e2.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/simple-kiwisaver-mistakes-that-cost-you-thousands-and-how-to-fix-them Duration seconds: 2089 ## Resource You sent in your KiwiSaver questions, time for us to answer them. KiwiSaver is one of the biggest financial tools most New Zealanders have, but just a few changes can mean tens of thousands of dollars more for you. Personal finance journalist Susan Edmunds, author of the new book Your KiwiSaver Questions, Answered, is on the Making Cents podcast and ready to sort it out. In this episode: The most common KiwiSaver mistakes people make, and how to avoid them How to get more money from your KiwiSaver What changes are coming for KiwiSaver in the future, and the politics that could change your money What actually happens to your KiwiSaver when you die Whether you can trust putting your money into KiwiSaver, Ethical investing options Whether the government could ever take your KiwiSaver Whether you're just starting out or trying to optimise years of contributions, this episode breaks down exactly what you need to know about KiwiSaver. This episode of Making Cents is proudly supported by Odoo. Go to https://www.odoo.com/r/hpl now and try it for free, for 15 days. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom Production and video editing by Lana Byrne Audio engineering by Tash Chittock Filmed by Fanaticals ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/simple-kiwisaver-mistakes-that-cost-you-thousands-and-how-to-fix-them/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/making-cents-6998736/simple-kiwisaver-mistakes-that-cost-you-thousands-and-how-to-fix-them.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.