# 10 Pieces Of Advice I'd Give My 20-Year-Old Self

Page: https://stenobird.com/podcast/making-cents-6998736/10-pieces-of-advice-i-d-give-my-20-year-old-self
Text version: https://stenobird.com/podcast/making-cents-6998736/10-pieces-of-advice-i-d-give-my-20-year-old-self.md
Podcast: [Making Cents](https://stenobird.com/podcast/making-cents-6998736)
Published: 2026-05-14T17:00:00+00:00
Episode link: https://www.francescook.co.nz/making-cents
Audio file: https://episodes.captivate.fm/episode/5e0bdde6-2f9a-408e-95c6-8331527fb696.mp3
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JSON: https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/10-pieces-of-advice-i-d-give-my-20-year-old-self
Duration seconds: 542

## Resource

Frances Cook shares the ten money lessons she wishes she'd known at 20, including the mindset shifts, small habits, and easy wins that made the biggest difference to her financial life. Follow me everywhere! Facebook / Frances Cook - Journalist Instagram / Frances | Money | Investing (@francescooknz) • Instagram profile TikTok / Frances Cook on TikTok Join the Money Memo newsletter for a free weekly money tip in your inbox each week Newsletter sign up

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## Transcript

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