# #312 | Why Private Real Estate Debt Is Changing How You Earn Interest Income With Alternative Investments - Financial Literacy, Financial Advisors & Wealth

Page: https://stenobird.com/podcast/make-better-wealth-decisions-how-financial-advisor-s-blind-spots-can-hurt-your-investments-in-a-rapidly-changing-world-7118183/312-why-private-real-estate-debt-is-changing-how-you-earn-interest-income-with-alternative-investments-financial-literacy-financial-advisors-wealth
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Podcast: [Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World](https://stenobird.com/podcast/make-better-wealth-decisions-how-financial-advisor-s-blind-spots-can-hurt-your-investments-in-a-rapidly-changing-world-7118183)
Published: 2026-09-22T09:00:00+00:00
Episode link: https://app.talkshoe.com/show/bullshift-the-podcast
Audio file: https://episodes.captivate.fm/episode/418171c9-3ce0-43d2-b5b6-3cf5a253983c.mp3
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Duration seconds: 1584

## Resource

Are bonds and GICs really the best way to generate reliable interest income anymore? If you’ve been relying on traditional fixed income, you may be missing a lesser-known corner of alternative investments that institutions have used for decades. Private real estate debt offers a different approach to earning interest income—one backed by physical assets, shorter lending terms, and structural protections that many investors never consider. In this episode, John sits down with Spencer Hurley of Trez Capital to unpack how private real estate debt actually works, why it’s often misunderstood, and where it fits (and doesn’t fit) in a modern portfolio. In this episode, you’ll learn: How private real estate debt generates interest income and why it behaves differently than bonds or GICs The two biggest risks investors need to understand —and how proper due diligence can reduce them Where private real estate debt fits within alternative investments across different market cycles If you want to make better wealth decisions and understand whether private real estate debt belongs in your interest income strategy, this episode will give you the clarity you need — listen now. More About Spencer Hurley: https://www.trezcapital.com/our-team/spencer-hurley John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your Finances STANDUP to the Financial Services Industry The Professional Financial Advisor IV

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