# #310 | Should You Rethink Retirement Planning If You’re Child-Free? How To Protect Your Wealth in a Shifting Economy - Financial Literacy, Financial Advisor & Wealth

Page: https://stenobird.com/podcast/make-better-wealth-decisions-how-financial-advisor-s-blind-spots-can-hurt-your-investments-in-a-rapidly-changing-world-7118183/310-should-you-rethink-retirement-planning-if-you-re-child-free-how-to-protect-your-wealth-in-a-shifting-economy-financial-literacy-financial-advisor-wealth
Text version: https://stenobird.com/podcast/make-better-wealth-decisions-how-financial-advisor-s-blind-spots-can-hurt-your-investments-in-a-rapidly-changing-world-7118183/310-should-you-rethink-retirement-planning-if-you-re-child-free-how-to-protect-your-wealth-in-a-shifting-economy-financial-literacy-financial-advisor-wealth.md
Podcast: [Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World](https://stenobird.com/podcast/make-better-wealth-decisions-how-financial-advisor-s-blind-spots-can-hurt-your-investments-in-a-rapidly-changing-world-7118183)
Published: 2026-09-15T09:00:00+00:00
Episode link: https://app.talkshoe.com/show/bullshift-the-podcast
Audio file: https://episodes.captivate.fm/episode/352a0bbc-6e46-4fed-9bea-0b2a8a53a865.mp3
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Duration seconds: 1255

## Resource

Are your financial decisions built on assumptions that no longer hold true? Most investors still rely on growth models tied to population expansion — but what happens when 25% of Americans are child-free and birth rates keep falling? In this episode, we dive into the controversial but urgent conversation around Child-Free Wealth, Demographics, and Investing with Jay Zigmont, PhD, CFP®, founder of Childfree Wealth. He explains why the “standard life script” no longer applies, how demographic decline threatens our economy, and what that means for your money. You’ll discover: Why demographic realities may upend traditional investing assumptions like constant market growth. How being child-free changes financial planning — from estate design to long-term care. What investors and advisors must do now to prepare for a future where sustainability, not endless growth, is the benchmark. 👉 Listen now to learn how to design wealth decisions that fit the real world — not outdated assumptions. Know more about Childfree Wealth: https://childfreewealth.com/ About John De Goey: https://www.johndegoey.ca/

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