# Financial Strategies - A Real Raise in Retirement

Page: https://stenobird.com/podcast/life-changing-radio-7161053/financial-strategies-a-real-raise-in-retirement
Text version: https://stenobird.com/podcast/life-changing-radio-7161053/financial-strategies-a-real-raise-in-retirement.md
Podcast: [Life Changing Radio](https://stenobird.com/podcast/life-changing-radio-7161053)
Published: 2026-09-05T14:00:00+00:00
Episode link: https://podcasters.spotify.com/pod/show/agemy/episodes/A-Real-Raise-in-Retirement-e3oai8v
Audio file: https://go.godcaster.fm/act/e/219/7903119/59988782762/https%253A%252F%252Fanchor.fm%252Fs%252F192164d4%252Fpodcast%252Fplay%252F125175519%252Fhttps%25253A%25252F%25252Fd3ctxlq1ktw2nl.cloudfront.net%25252Fstaging%25252F2026-8-3%25252Fbfd9b845-055e-bca4-cf4b-39ad84cd972b.mp3
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JSON: https://stenobird.com/v1/public/podcasts/life-changing-radio-7161053/episodes/financial-strategies-a-real-raise-in-retirement
Duration seconds: 3055

## Resource

What would you say if your boss offered you a raise with no additional hours or responsibilities? Most people would accept it immediately. Yet in retirement, many investors may unknowingly turn down opportunities to increase the income their assets generate. In our latest episode of the Financial Strategies Podcast , Andrew and Daniel Agemy explain the concept of getting a “real raise” in retirement by focusing on known income—such as dividends and interest—rather than depending primarily on unpredictable market appreciation. They explore the difference between known and unknown return, why retirement may require a different investment mindset than the accumulation years, and how reinvesting excess income can potentially create an increasingly larger retirement paycheck over time. The conversation also addresses common concerns surrounding risk, taxes, market volatility, and the difficulty many investors face when moving away from familiar 401(k)-style strategies. Listen in for a different perspective on what growth can mean in retirement—and why the amount of dependable income your portfolio produces may matter just as much as its account value. Like, subscribe, and turn on notifications for more retirement education.

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## Transcript

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