# The Financial Planning Value Disconnect When Clients Don't Appreciate The Long-Term Benefits: Kitces & Carl Ep 185 Page: https://stenobird.com/podcast/kitces-and-carl-real-talk-for-real-financial-advisors-87553/the-financial-planning-value-disconnect-when-clients-don-t-appreciate-the-long-term-benefits-kitces-carl-ep-185 Text version: https://stenobird.com/podcast/kitces-and-carl-real-talk-for-real-financial-advisors-87553/the-financial-planning-value-disconnect-when-clients-don-t-appreciate-the-long-term-benefits-kitces-carl-ep-185.md Podcast: [Kitces and Carl - Real Talk for Real Financial Advisors](https://stenobird.com/podcast/kitces-and-carl-real-talk-for-real-financial-advisors-87553) Published: 2026-03-05T11:00:00+00:00 Episode link: https://kitcesandcarl.libsyn.com/the-financial-planning-value-disconnect-when-clients-dont-appreciate-the-long-term-benefits-kitces-carl-ep-185 Audio file: https://traffic.libsyn.com/secure/kitcesandcarl/KCP185.mp3?dest-id=1362281 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/kitces-and-carl-real-talk-for-real-financial-advisors-87553/episodes/the-financial-planning-value-disconnect-when-clients-don-t-appreciate-the-long-term-benefits-kitces-carl-ep-185 Duration seconds: 2365 ## Resource In the 185th episode of Kitces and Carl , Michael Kitces and client communication expert Carl Richards discuss what clients truly value in their relationships with financial advisors. For full show notes, see kitces.com and thesocietyofadvice.com . ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/kitces-and-carl-real-talk-for-real-financial-advisors-87553/episodes/the-financial-planning-value-disconnect-when-clients-don-t-appreciate-the-long-term-benefits-kitces-carl-ep-185/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/kitces-and-carl-real-talk-for-real-financial-advisors-87553/the-financial-planning-value-disconnect-when-clients-don-t-appreciate-the-long-term-benefits-kitces-carl-ep-185.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.