# Why Retirees With $1M+ STILL Fear Running Out of Money

Page: https://stenobird.com/podcast/joe-knows-retirement-6734714/why-retirees-with-1m-still-fear-running-out-of-money
Text version: https://stenobird.com/podcast/joe-knows-retirement-6734714/why-retirees-with-1m-still-fear-running-out-of-money.md
Podcast: [Joe Knows Retirement](https://stenobird.com/podcast/joe-knows-retirement-6734714)
Published: 2026-03-24T21:15:00+00:00
Episode link: https://bec166f9-31e6-4dd1-b620-713dfb576ef5.libsyn.com/why-retirees-with-1m-still-fear-running-out-of-money
Audio file: https://traffic.libsyn.com/secure/bec166f9-31e6-4dd1-b620-713dfb576ef5/podcast_worried_about_runnign_out_of_money.mp3?dest-id=4148214
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Duration seconds: 1045

## Resource

Most retirees think their biggest fear is running out of money. But for many of the people we work with, that's actually not the real concern. If you have a pension and $1M+ saved, chances are you're already in a great financial position. The real question becomes something much deeper: Are you worried about running out of life before you actually enjoy the money you worked 30 or 40 years to save? In this video, Joe breaks down a powerful concept we discuss with many of our clients who fit the Midwestern Millionaire profile. These are diligent savers who did everything right but often struggle to transition from saving money to actually using it. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/happy-retirement/spend-your-retirement-nest-egg-and-drop-the-guilt 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

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## Transcript

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