# Stop Saving… Start Spending? The 4 Things You MUST Do With Your Money in Retirement

Page: https://stenobird.com/podcast/joe-knows-retirement-6734714/stop-saving-start-spending-the-4-things-you-must-do-with-your-money-in-retirement
Text version: https://stenobird.com/podcast/joe-knows-retirement-6734714/stop-saving-start-spending-the-4-things-you-must-do-with-your-money-in-retirement.md
Podcast: [Joe Knows Retirement](https://stenobird.com/podcast/joe-knows-retirement-6734714)
Published: 2026-04-18T15:15:00+00:00
Episode link: https://bec166f9-31e6-4dd1-b620-713dfb576ef5.libsyn.com/stop-saving-start-spending-the-4-things-you-must-do-with-your-money-in-retirement
Audio file: https://traffic.libsyn.com/secure/bec166f9-31e6-4dd1-b620-713dfb576ef5/podcast_stop_saving_start_spending.mp3?dest-id=4148214
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Duration seconds: 984

## Resource

If you've saved $1M+ and still struggle to spend… this video is for you. Most retirees we work with are what we call "Midwestern Millionaires:" hardworking, disciplined savers who did everything right, but now can't enjoy their money. And that leads to one of the biggest regrets in retirement: Not running out of money… but running out of life. In this video, Joe breaks down the 4 things you can do with your money so you can stop over-saving and start living with purpose, confidence, and freedom. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "Midwestern Millionaire": https://keap.page/bsd964/midwestern-millionaire-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/happy-retirement/spend-your-retirement-nest-egg-and-drop-the-guilt 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

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