# 7 Questions to Ask Before Roth Converting

Page: https://stenobird.com/podcast/joe-knows-retirement-6734714/7-questions-to-ask-before-roth-converting
Text version: https://stenobird.com/podcast/joe-knows-retirement-6734714/7-questions-to-ask-before-roth-converting.md
Podcast: [Joe Knows Retirement](https://stenobird.com/podcast/joe-knows-retirement-6734714)
Published: 2026-05-21T21:15:00+00:00
Episode link: https://bec166f9-31e6-4dd1-b620-713dfb576ef5.libsyn.com/7-questions-to-ask-before-roth-converting
Audio file: https://traffic.libsyn.com/secure/bec166f9-31e6-4dd1-b620-713dfb576ef5/podcast_7_Q_to_Ask_Before_Roth_Conv.mp3?dest-id=4148214
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Duration seconds: 927

## Resource

If you have a pension and $1M+ saved, a Roth conversion could be one of the biggest financial decisions of your retirement, but most people do it WRONG. In this video, Joe breaks down the 7 critical questions you MUST ask before doing a Roth conversion so you don't overpay in taxes or miss massive opportunities. Most retirees assume they'll be in a lower tax bracket, but for Midwestern Millionaires with pensions, that's rarely the case. Between Social Security, RMDs, and pensions, your taxes could actually go UP in retirement. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "I Hate Taxes": https://keap.page/bsd964/toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/reasons-roth-conversions-and-pensions-work-well-together 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

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## Transcript

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