# 5 Considerations Before Doing Roth Conversions With Pensions

Page: https://stenobird.com/podcast/joe-knows-retirement-6734714/5-considerations-before-doing-roth-conversions-with-pensions
Text version: https://stenobird.com/podcast/joe-knows-retirement-6734714/5-considerations-before-doing-roth-conversions-with-pensions.md
Podcast: [Joe Knows Retirement](https://stenobird.com/podcast/joe-knows-retirement-6734714)
Published: 2026-03-31T21:15:00+00:00
Episode link: https://bec166f9-31e6-4dd1-b620-713dfb576ef5.libsyn.com/5-considerations-before-doing-roth-conversions-with-pensions
Audio file: https://traffic.libsyn.com/secure/bec166f9-31e6-4dd1-b620-713dfb576ef5/podcast_Not_Roth_Convert_5_Things.mp3?dest-id=4148214
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Duration seconds: 1179

## Resource

If you have a pension and $1M+ saved, Roth conversions aren't just about if… they're about WHEN and HOW MUCH. In today's episode of Joe Knows Retirement, Joe breaks down 5 critical Roth conversion mistakes that could quietly cost you thousands in taxes, higher Medicare premiums, and lost retirement income. Most retirees assume they'll be in a lower tax bracket… but if you have a pension, that's often NOT the case. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "I Hate Taxes": https://keap.page/bsd964/toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/reasons-roth-conversions-and-pensions-work-well-together 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

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## Transcript

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