# Section 125 Isn’t New… So Why Are So Few Using It Like This?

Page: https://stenobird.com/podcast/it-s-about-payroll-7044879/section-125-isn-t-new-so-why-are-so-few-using-it-like-this
Text version: https://stenobird.com/podcast/it-s-about-payroll-7044879/section-125-isn-t-new-so-why-are-so-few-using-it-like-this.md
Podcast: [It's About Payroll](https://stenobird.com/podcast/it-s-about-payroll-7044879)
Published: 2026-02-02T12:20:00+00:00
Episode link: https://traffic.megaphone.fm/DIRED4492672645.mp3?updated=1770035700
Audio file: https://traffic.megaphone.fm/DIRED4492672645.mp3?updated=1770035700
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JSON: https://stenobird.com/v1/public/podcasts/it-s-about-payroll-7044879/episodes/section-125-isn-t-new-so-why-are-so-few-using-it-like-this
Duration seconds: 2876

## Resource

In Episode 194 of It's About Payroll, hosts Brian and Walt welcome two guests Brian Smith Jr and Eric Boling for a “two for the price of one” conversation focused on payroll-driven savings and employee support. The discussion centers on a payroll-integrated strategy built on a Section 125 plan (a long-standing tax provision) that can increase employee take-home pay while creating savings for employers without adding net cost. Guests explain why this approach resonates in today’s competitive environment: payroll providers and business leaders need more than “same old” services to retain clients and talent. They also break down what employees value most (cash in their pocket), highlight real-world benefit features (like no-cost prescriptions and mental health support), and discuss earned wage access and identity theft awareness as timely leadership topics.

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## Transcript

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